Overview

Thomas K. Juffernbruch represents commercial banks, asset-based lenders, major insurance companies, institutional investors, private equity and mezzanine funds and other participants in the finance markets in negotiating, documenting and closing a wide variety of domestic and cross-border commercial finance transactions, including:

  • Leveraged buy-out and cash-flow transactions
  • Asset-based secured loans
  • Mezzanine and private equity transactions
  • Real estate mezzanine financing transactions
  • Debt restructurings and workouts
  • Privately placed financing transactions
  • Project and structured finance

Thomas also has significant experience in consumer financial services.  He has represented banks, finance subsidiaries of motor vehicle manufacturers and independent finance companies in the preparation and review of lease, retail installment sale and loan documentation, as well as the structuring, drafting and negotiating of motor vehicle and equipment inventory financing arrangements.

Previous Experience

From 1989 to 1992, Thomas served as a staff and senior auditor with Price Waterhouse in Chicago, where he participated in and supervised the audits of a diverse group of organizations, including a steel distributor and processor, a soybean processor and grain merchandiser and a diversified healthcare company.

  • Experience

    Representative transactions for which Thomas has counseled clients include the representation of:

    • The agent in the workout of a $60 million syndicated credit facility secured primarily by standing timber
    • The agent in a $100 million syndicated secured credit facility, including an acquisition loan facility, for a propane distributor
    • A national bank and its mezzanine fund affiliate in a $16 million secured credit facility for a manufacturer of bearings and assemblies, including U.S. dollar and Canadian dollar facilities and a mezzanine loan
    • A national bank in a $36.5 million secured credit facility, including subordinated debt, provided to a state-chartered bank
    • A packaging and container manufacturer in the origination of a $295 million syndicated secured credit facility and the issuance of $153 million of senior subordinated notes
    • A real estate mezzanine fund in a $10 million secured mezzanine loan to finance the construction of a condominium tower
    • The agent in the origination and workout of an $18 million syndicated secured credit facility for a printing company, including a debtor-in-possession loan in bankruptcy
    • The agent in a $31 million syndicated secured credit facility for a plastic dispensing system manufacturer
    • A grading, excavation and road construction general contractor in the origination and workout of an $85 million syndicated secured first lien credit facility and a $30 million secured second lien term loan
    • The agent in a $23 million syndicated secured credit facility for a candy distributor
  • Credentials

    Education

    • Indiana University Maurer School of Law, J.D., 1995, cum laude
    • University of Illinois at Urbana-Champaign, B.S., Accountancy, 1989, with honors

    Bar Admissions

    • Illinois

            Professional Certifications

            • Certified Public Accountant (CPA)
          • Insights

            TITLE
            News Release

            Schiff Advises Wintrust on $570M Purchase of Loan Portfolio from Allstate

            Schiff Hardin advised Wintrust Financial Corporation (Nasdaq: WTFC) on its purchase of a $570 million loan portfolio from The Allstate Corporation (NYSE:ALL) and becoming the preferred national lender to Allstate agents.

            News Release

            Schiff Advises Cresset in Merger with Berman Capital Advisors

            Schiff Hardin LLP advised Cresset Asset Management, LLC in its merger with Berman Capital Advisors, LLC, creating a $19.8 billion multi-family office serving clients from 11 offices across the country.

            News Release

            Schiff Receives Perfect Score for “LGBTQ Equality” for 11th Year

            Schiff Hardin LLP is pleased to announce the firm has earned a perfect 100 percent score on the Human Rights Campaign Foundation’s Corporate Equality Index (CEI) and the distinction as a 2021 “Best Place to Work for LGBTQ Equality” for the 11th consecutive year.

            News Release

            Eighty-One Attorneys Named to 2021 Leading Lawyers

            Schiff Hardin LLP is pleased to have 81 attorneys named to the 2021 Leading Lawyers list.

            News Release

            Schiff Hardin Advises Paramit Corporation in Acquisition of Emphysys, Inc.

            Schiff Hardin LLP represented Paramit Corporation, a designer and manufacturer of electronic based medical devices and life science instruments, in its acquisition of Emphysys, Inc., a leading technology development firm specializing in complex systems and products for the medical device, life sciences, and industrial equipment industries.

            News Release

            Eighty-Eight Attorneys Named to 2020 Leading Lawyers

            Schiff Hardin LLP is pleased to announce that 88 attorneys have been named to the 2020 Leading Lawyers list.

            News Release

            Schiff Named “Best Place to Work for LGBTQ” for 10 Years

            Schiff Hardin LLP announced today that for the 10th consecutive year, the firm has earned a perfect 100 percent score on the Human Rights Campaign (HRC) Foundation’s Corporate Equality Index (CEI), along with the distinction as a 2020 “Best Place to Work for LGBTQ Equality.”

            News Release

            2019 Leading Lawyers Lists Recognize 95 Schiff Attorneys

            Schiff Hardin LLP is pleased to have 95 attorneys named to the 2019 Leading Lawyers list.

            News Release

            95 Schiff Hardin Lawyers Named to 2018 Leading Lawyers Lists

            Ninety-six Schiff Hardin lawyers have been named to the 2018 Leading Lawyers lists for Illinois and Michigan.

            News Release

            99 Schiff Hardin Attorneys Named to 2017 Leading Lawyers List

            Ninety-nine Schiff Hardin lawyers have been named to the 2017 Leading Lawyers list for Illinois and Michigan.

            Other Publications

            • "Negative Equity in Trade in Vehicles: Regulation Z and State Law Developments," The Business Lawyer (May 2000)
            • "The New Approach to Trade in Vehicle Disclosures Under Regulation Z," The Business Lawyer (May 1999)
            • "State Law Response to the New Regulation M," The Business Lawyer (May 1998)
            • "Impact of the New Regulation M on State Motor Vehicle Leasing Disclosure Laws," The Business Lawyer (May 1997)
          • Awards & Honors

            • Illinois Leading Lawyer, Law Bulletin’s Illinois Leading Lawyers Network (2013-2021)